Learn About Home Advantage Program
Whether you are a first-time homebuyer or have owned a home in the past, our home loan programs can turn your dream into reality. Ask a Commission-trained loan officer to connect you with financing options such as our Home Advantage or House Key programs. We can help households with up to $180,000 annual income, though eligibility guidelines vary for our different programs.
What Kind of Property Can I Finance?
A one-unit single family home, town home, condominium, or a manufactured home.
What is the Home Advantage Program?
The Home Advantage Program is a loan program that many lenders use to help a homebuyers purchase their home at a good interest rate. Your lender will qualify you on a typical 30-year mortgage loan program using our interest rate. This program can also offer downpayment assistance up to 4% of the first mortgage loan amount.
How Do I Get Started?
- Attend a Free Homebuyer Education Seminar. It will provide you with the steps to buying your first home. You will receive a certificate upon completion of the class, valid for two years. This will be a requirement of your loan process.
- Contact Aaron Hoy - Capstone Home Loans. We can find the right loan type that will work with our programs to see if you qualify.
- Once you know how much you qualify for, it is time to look for a home. Aaron Hoy - Capstone Home Loans and your real estate professional will work with you to locate and finance a home.
