FHA Loans

FHA loans are an attractive option, especially for first-time homeowners because it is insured by the Federal Housing Administration (FHA).  Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.Typically the borrower can be approved with 3.5% down vs 20% that is required on other loan programs.

Please visit our Disclosures page for more details for all loan types.

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Licensing

Aaron Hoy NMLS: 115718
Licensed in: Washington State
Capstone Home Loans, a division of American Pacific Mortgage Corporation. NMLS # 1850
Branch Contact: (425) 582-2420

Equal Housing Opportunity

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3400 188th St SW
Suite 101
Lynnwood, WA. 98037
NMLS #1192589

*Disclaimer: ©2020 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.