Conventional Loans

Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.

Please visit our Disclosures page for more details for all loan types.

Send a message

Licensing

Aaron Hoy NMLS: 115718
Licensed in: Washington State
Capstone Home Loans, a division of American Pacific Mortgage Corporation. NMLS # 1850
Branch Contact: (425) 582-2420

Equal Housing Opportunity

Download Mobile App

qr_code_medium (1)

Contact Us

3400 188th St SW
Suite 101
Lynnwood, WA. 98037
NMLS #1192589

*Disclaimer: ©2020 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.