Conventional Loans

Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.

Please visit our Disclosures page for more details for all loan types.

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Licensing

Aaron Hoy
Loan Officer
NMLS 115718
Licensed in: WA, OH, ND and ID

Equal Housing Opportunity

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3400 188th St SW
Suite 101
Lynnwood, WA. 98037
NMLS #1192589
AZ BK 0906702
Licensed In AK, AZ, AR, CA, FL, ID, KS, KY, MO, MT, NV, NM, ND OH, OK, OR, SC, TN, TX, VA, WA, WI and WY

*Disclaimer: ©2020 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.