Honoring Service: Understanding the Benefits of VA Loans this Veterans Day
As Veterans Day rolls around, it’s a poignant reminder of the valor and dedication shown by those who’ve worn the uniform. I often reflect on my own time in the U.S. Navy, from 1993 to 1998 – years that took me across the globe from the bustling streets of Hong Kong and Singapore to the…
Read MoreDebunking the 20% Down Payment Myth: Exploring Home Loan Options with Less Money Down
Hey everyone! Have you ever heard that you need a whopping 20% down payment to buy a house? That’s a pretty common myth, and today, we will bust it wide open. The truth is, there are different types of loans out there that require way less money upfront. Knowing your options could be the key…
Read MoreAre You Renting? Here’s Why You Should Buy a Home Now
Are you a renter who is thinking about buying a home? If so, you may be wondering if now is the right time. After all, mortgage rates are at their highest level in years. But even with higher rates, there are still some good reasons to buy a home now. Here are a few of…
Read MoreHow to Achieve Good Credit and Save Money on Your Mortgage
Navigating the path to homeownership comes with a series of pivotal steps, and none are as fundamental as achieving good credit while simultaneously optimizing your mortgage prospects. Your journey begins with a comprehensive understanding of where your credit currently stands. The invaluable insight provided by your FICO credit score, available for free through trusted sources…
Read MoreTop Reasons Veterans Should Take Advantage of the VA Loan
If you are a veteran, service member, or eligible surviving spouse, you may be able to get a VA loan to buy, build, improve, or refinance a home. VA loans are mortgages backed by the Department of Veterans Affairs (VA), which means the VA guarantees a portion of the loan amount in case you default.…
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