VA & Manufactured Home Loans Made Easy

Worked with Aaron Hoy on our home purchase, he was great all the way through the process. Anytime I had question Aaron was available to answer. Highly recommended!

AMAZING MAN! Aaron went above and beyond meeting our needs. He knows the finance business and knows where to go for any other random questions. He was always available,... read more reliable and is just a cool dude altogether. So grateful for his assistance in the first time home buying process!

We really enjoyed working with Aaron Hoy with capstone, he was very attentive and extremely helpful. He always has an amazing attitude. Even when he was sick he went out... read more of his way to help us with a problem and answered all of our questions and addressed all of our concerns. We highly recommend using him if you or anyone you know are interested in buying a home.

Another great experience with Aaron and his team! We have worked with Aaron for many years now and he is our go to guy. He... read more is trustworthy and honest and answers all of our questions without making us feel like we are asking dumb questions (though I’m sure we are! Ha!). I highly recommend Aaron and his team! And he licensed in several states!!!

Working with thoughtful professionals makes for a smoother process for all parties, Aaron was wonderful, thorough and communicative. I’ve worked with many lenders in 22 years a Realtor/Broker and Aaron... read more and his team were amazing from start to finish! Highly recommend!

Aaron is a great guy who knows what he is doing, we are grateful for his help during our first experience purchasing a mobile home. He is very calming during... read more what can be a difficult yet worthwhile experience. Thank-you Aaron!

Aaron was incredible helping my wife and I through the entire process from pre-approval to final closing.

Aaron is a really great guy, very communicative, he responds very quickly and answers any questions to his best knowledge! I recommend him highly! Thank you Aaron for everything!

Aaron was THE BEST loan processor to work with - his follow up was impeccable and I would 100% work with him again. He’s trustworthy, hard working and wonderful to... read more work with!

Always very friendly, personable and professional. Available to answer questions anytime and keeps you updated frequently. It was the best experience I’ve had with a lender. Thanks again for all... read more your help.

Aaron was supportive and kept us informed throughout the process. We greatly appreciate him and his team's extraordinary effort to get our loan approved.

Aaron has helped us out many times with great loans. Love this guy!

Aaron recently guided us through a refi and we were extremely satisfied with our experience. Aaron was very knowledgeable and super friendly and made us feel comfortable with the whole... read more process.

Aaron was a pleasure to work with! My client was very pleased with the entire process and Aaron was there every step of the way. Highly recommend!

Aaron has your best interest at heart, and it shows in every single interaction. He has helped us with multiple client transactions, and in every single case, our clients were... read more incredibly pleased with his patience and care in helping them understand their financial situations and options. If you or your client's are looking for rock-solid, personalized guidance through the mortgage process, Aaron Hoy is your guy.

I met Aaron years ago when I was a realtor. During that time we met multiple times as networking between lenders and realtors is a very common practice, beneficial for... read more both! I knew that I planned to use Aaron as my lender if at all possible because the trust developed. Little did I know that purchase would be across the country! Fast forward to now: Today we closed on our home! Aaron earned his license to help with loans in Florida and my wife and I couldn't be happier that Aaron and I kept in touch! The loan process went pretty smooth! Since Florida will have some different laws, Aaron was open about where he had areas to figure out... which I appreciate! Aaron is easy to reach and always willing to help! If you call when he's in a meeting he will get right back or make it easy to schedule a time to chat. Also, he is very responsive on text and email. If your looking to buy now, trying to figure out if your in a position to buy, or need to know what you should do to prep yourself to be in your own home in the next handful of years... reach out to Aaron! Even if your not in his currently licensed area, ask! He may just be looking to expand....it worked for my family!

If I had not picked up the phone that afternoon to give Aaron a call and explain my situation, after two bad experiences with other lenders- I would still be... read more just hoping to buy a home, but now I can say my husband and I are home owners!! Thank you so much for everything you endured with us! Even when things shifted or changed you were right there with other ideas and never lost faith in us. We are proud to say we worked with Aaron Hoy and will gladly refer to anyone we know looking to refinance or purchase a home! Words will never express our full gratitude 💝

Aaron is amazing. We bought our first house thanks to him! He was so helpful and kind throughout the entire process. I highly recommend him to anyone looking to get... read more a home loan!

We bought a house!! Thanks to Aaron G Hoy with Capstone Home Loans. Working with this company was an amazing experience!! Everyone we worked with at Capstone throughout this process... read more was very nice. You can trust this company to take care of you. We are first time home buyers and had a lot to learn about the home buying process. Aaron is such a caring, fun, outgoing person. He is so easy to talk to and actually cares about his clients and what’s going on in their lives. I know if we ever need help or have questions down the road, I can go to him. I really appreciate how helpful he was, how good he is at explaining, and his patience with us. We asked him LOTS of questions and a few times I was hesitant because I felt like it was a dumb question, but he would always reassure us “there’s no such thing as a dumb question with me”. If you need a loan officer, Aaron is your guy!!

I didn’t realize how much helpful knowledge and info I’d be getting with purchasing a home! I financed my first purchase with Aaron and refinanced with Aaron! He has been... read more super helpful with VA loans and other general questions regarding mortgages. I still contact him for questions and he is super flexible and responsive! Highly recommend.