Aaron Hoy
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ARE YOU A VETERAN?

Talk to Aaron, Your Fellow Veteran & Certified Veterans Lending Specialist

Purchase your dream home

Pre-qualify fast

Lock your rates & terms

On-time Closing Guaranteed

BUYING A HOME JUST GOT EASIER!

VA Loans were designed to help you own a home for NO MONEY down

  • Are you now serving, or have you served in the US Armed Forces?

  • 0% Down Financing

  • No Mortgage Insurance

  • VA funding fee waived for disabled vets

  • Competitively lower interest rates versus conventional

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What Is A VA Loan?

Family Playing Outside

Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.

Here's how it works:

  • A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA.
  • When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less.
  • When refinancing a home, 100% financing is available for cash out loans in some cases.